Privacy Policy

Our company ("we" or "us") recognizes that you care how information about you is collected and used. This Privacy Policy explains our information collection, use, and sharing practices for our Website, SMS/MMS messaging program, email communications, and other online services that link to this Policy (collectively, the “Services”).

If you have any questions regarding this Privacy Policy, please contact us at: the number listed on this website.

What information do we collect and how is it used?

Information You Voluntarily Provide

“Personal Information” means information that identifies or can reasonably be linked to you, such as your name, postal address, email address, or phone number. We collect Personal Information when you fill out a form (e.g., “Contact Us”), request a quote, schedule an appointment, opt in to SMS, or otherwise interact with us.

We use Personal Information to provide the Services you request; respond to inquiries; send emails, newsletters, and text messages you’ve opted to receive; conduct analytics and market research; ensure compliance with our policies and applicable law; and market our products and services (subject to your choices).

We do not sell Personal Information. We may share Personal Information with service providers that perform services on our behalf (e.g., hosting, analytics, customer support, and message delivery) under agreements that limit their use of the information to our instructions.

All the above categories exclude text-messaging originator opt-in data and consent; this information will not be shared with any third parties for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties for marketing or promotional purposes.

Information We Automatically Collect

Like many online services, we use cookies and similar technologies. Information collected may include your IP address, general location (not your street address), browser and operating system, access dates/times, referring pages, and usage patterns. We use this to operate and improve the Services and for online analytics and marketing. Most browsers allow you to block cookies, but some features may not function if you do.

Information we collect through the use of cookies and other tracking technologies may include your IP address, location of your computer (but not your street address), browser information, operating system type, and dates and times you accessed the Web site. We may also collect information regarding traffic patterns, how you came to our Web site, and site usage. This information is used for analysis and for online marketing.

With both cookies and other tracking technologies, the information we collect does not contain your name, address, telephone number, or email address. We do not generally link the information we collect through the use of cookies and tracking technologies to Personal Information you submit. However, we reserve the right to use information collected in this manner to identify a Web site visitor if we reasonably believe it is necessary or advisable to enforce the policies of this Web site, to protect us or our clients, to prevent fraud, deception, or illegal activity, or to protect this Web site or its visitors.

Is information collected from children?

Our Services are not intended for use by children. If you are under the age of 18, do not use the Services or submit any information to us.

With whom do you share information?

We share information as needed to operate our business, provide the services you request, and comply with law. We do not sell Personal Information. We also do not share text messaging originator opt-in data or consent with any third parties for marketing or promotional purposes.

Categories of sharing:

1. Service providers (processors).

   We disclose information to trusted vendors that perform services on our behalf—such as website hosting, data storage and backup, security, analytics, customer support, email/SMS delivery, and marketing execution. These providers are contractually prohibited from using Personal Information for their own marketing and may use it only as instructed by us.

2. Messaging providers and carriers (for SMS/MMS delivery).

   To send and manage text messages you request, we share limited information with messaging platforms and mobile carriers (e.g., your mobile number, message content, timestamps, and delivery/opt-out status). This disclosure is solely to deliver the service; we do not sell or share mobile numbers or SMS/MMS consent data with third parties for marketing or promotional use. All other categories below exclude text messaging originator opt-in data and consent.

3. Insurance and financial product providers (at your direction).

   When you ask us to obtain quotes or information about products and services, we may share relevant information with insurance carriers, agencies, and related service providers to fulfill your request. Those parties’ use of your information is governed by their own privacy policies and applicable law.

4. Affiliates.

   We may share information with our corporate affiliates for purposes consistent with this Privacy Policy (e.g., internal administration, support, compliance).

5. Legal, compliance, and safety.

   We may disclose information if we believe in good faith that the law requires it, in response to lawful requests from public authorities, to enforce our terms and policies, or to protect the rights, property, or safety of our company, our customers, or others.

6. Business transfers.

   We may transfer information in connection with a corporate transaction, such as a merger, acquisition, financing, reorganization, or sale of all or part of our business or assets. Any successor entity will be subject to this Privacy Policy or a policy that is materially similar.

7. Aggregated or de-identified data.

   We may share aggregated or de-identified information that does not identify you with third parties for analytics, research, or other lawful purposes.

8. With your consent or at your direction.

   We may share information with third parties when you ask us to or otherwise consent.

Mobile Messaging (SMS/MMS) Terms

By entering your mobile number and opting in, you agree to receive SMS/MMS messages from us about insurance servies, such as quotes, policy updates, renewal reminders, appointment scheduling, enrollment updates, and promotional offers. Message frequency varies. Message & data rates may apply. Reply STOP to cancel and HELP for help. Consent is not a condition of purchase. For assistance, contact us through the form on this website.

Privacy: We do not sell or share mobile numbers, text-messaging originator opt-in data, or consent with third parties for their marketing or promotional purposes. Information may be shared with vendors and carriers solely to enable delivery of SMS/MMS messages. All other categories exclude text-messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS is not a secure channel; please avoid sending sensitive information (e.g., Social Security numbers or health/medical data) via text.

What do you do to protect Personal Information?

We use various security measures, including a firewall, to protect Personal Information we collect through this Web site. However, no data transmission or information system can be guaranteed to be secure. We do not warrant the security of any Personal Information you submit to us and all such transmissions are at your own risk.

How can I correct Personal Information?

You can correct and update certain Personal Information you have provided to us by contacting us at the phone number listed on this website

What happens when I link from or to another Web site?

This Web site may contain links to other Web sites operated by third parties. This Privacy Policy does not apply to information collected through these other Web sites. We encourage you to be aware when you leave this Web site and read the privacy policies of each and every Web site that you visit.

If you have accessed this Web site through a link from another Web site, this Web site may include a frame. The information you provide to us through these framed Web pages is collected by us and this Privacy Policy governs our use of such information.

How will I be informed about changes to this Privacy Policy?

Our Services will continue to evolve. We may change this Privacy Policy from time to time. Revised versions will be posted with an updated effective date, and we may also notify you by email or SMS where appropriate. By continuing to use the Services after changes are posted, you accept the Privacy Policy as modified.